Your credit rating is actually a number one to stands for your creditworthiness. It’s predicated on earlier in the day fund that you may have taken, their mastercard use patterns, along with your promptness inside the repaying people loans/credit card debt on time.

To date of your energy, i just share with you loans to the people which have a credit history away from 675 or maybe more.

If the individuals keeps amount of money between one to and you may four, an excellent loan are RM30k and significantly more than, a job reputation is notice-working or public market otherwise resigned otherwise out of work, up coming its updates is actually bankrupt (Node 31)

In case your borrowers have amount of funds anywhere between you to definitely and you may five, number of children are between four to six otherwise 7 and you may a lot more than, outstanding mortgage are RM29,999 and you will below, work standing is actually private market or public business otherwise resigned otherwise unemployed, up coming the condition was low-broke (Node 18).

Whether your consumers has quantity of finance anywhere between four and you can 7, outstanding mortgage was RM30k and above, following their reputation are broke (Node fourteen)

In the event the individuals has quantity of loans ranging from four and you may seven, the loan try RM29,999 and you can less than, house monthly money is over RM3k, a career status is actually societal industry, upcoming the updates was non-bankrupt (Node 20).