The second level we look at ‘s the nonborrowing section of the firm’s reference to its latest bank
The latest R 2 from inside the articles step one and you will dos is practically similar, and so the studies do not distinguish anywhere between a good linear requirements and you may a log linear specs. We additionally use the exact opposite definition of firm ages as the long-time as the firm try mainly based as opposed to the while around latest ownership. The fresh coefficient towards the enterprise decades falls of the two thirds. This new user’s profile appears to be more critical than compared to the business.
It is possibly so much more plausible to believe you to definitely ties between a corporation and you can a bank be a little more indicative regarding an almost dating than just connections between a strong and you can a beneficial nonbank
Including borrowing from the bank, the organization might have examining or coupons dumps along with its newest lender. Sixty-five per cent of your decide to try do. The company may purchase monetary properties on enterprise. Because the mentioned before, such nonloan properties can be utilized by bank to monitor the business.
(đọc thêm)